Mortgages

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  What Is an ITIN Real Estate Loan? An ITIN loan is a mortgage designed for borrowers who don’t have a U.S. Social Security Number but do have an Individual Taxpayer Identification Number issued by the IRS. These loans allow non-citizens, certain resident and non-resident aliens, and other individuals without SSNs to purchase or refinance property in the U.S. Who Typically Uses ITIN […]
  Meet Dawn Rae Pemberton: A Trusted Mortgage Expert with Fairway Independent Mortgage Corp. When it comes to securing a home loan, having the right lender by your side can make all the difference. That’s where Dawn Rae Pemberton with Fairway Independent Mortgage Corp. shines. With her deep industry knowledge, personalized approach, and commitment to excellence, Dawn Rae has built a reputation as a go-to mortgage professional for homebuyers […]
  What the New Credit Score Models Mean for Homebuyers Starting in 2025, new credit scoring models will be used by lenders to determine the creditworthiness of potential homebuyers. Fannie Mae and Freddie Mac will mandate the adoption of the new FICO Score 10T and VantageScore 4.0 by the end of the year. For those interested in buying a home, these changes will impact their […]
  A Reverse Mortgage: Is It Right For You? A reverse mortgage is a financial option available to seniors that allows them to free up some of the accumulated equity in their home.  This may be an appealing option for obtaining some extra income in your retirement to use for a variety of reasons. There are, however, some important considerations to weigh before borrowing […]
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